Your future

At FSS Financial Planning, we understand that your goals in life are important and they matter most to you.

We can help you plan, use and invest your money so that you can have the best chance of achieving what's important to you - whether it's enjoying a lifestyle in retirement, providing something special for those people that matter to you or simply growing your wealth to give you more options in life.

Our financial advisers know and understand the needs and requirements of both public and private sector employees. We can help you plan for the lifestyle you want in your retirement, making the best use of your assets whether they're in superannuation or not.

What can we do for you?

FSS Financial Planning can help you make the most of your superannuation, retirement income, wealth creation and protection opportunities. Our advisers cover strategies and products that help you with:

  • superannuation contributions
  • retirement incomes
  • life insurance
  • salary packaging
  • social security
  • managed investments
  • borrowing to invest
  • estate planning
  • transition to retirement income streams
  • retirement income streams
  • combining retirement income streams with contribution strategies

Who is FSS Financial Planning?

FSS Financial Planning is the business name under which Q Invest Limited provides financial planning services to members of the First State Superannuation Fund (First State Super). Q Invest Limited, as FSS Financial Planning, provides these financial planning services under its own Australian Financial Services License. The Trustee of First State Super is not responsible for, nor involved in, the provision of those services, although the Trustee has an agreement with FSS Financial Planning to assist First State Super members to obtain them. Under its Agreement, the Trustee promotes FSS Financial Planning services and gives Q Invest use of the business name "FSS Financial Planning" and free access to business premises and facilities.

Click here to view our Financial Services Guide.

Want to know more about how Better Super might affect you?

The Commonwealth Government's Better Super reforms introduced one of the biggest changes to superannuation, including (generally) tax free superannuation benefits for anyone aged 60 or more.

You can find details of the Commonwealth Government's superannuation changes at its Better Super website, http://www.ato.gov.au/super/pathway.asp?pc=001/007/131

There is also information about these changes on the First State Super website, www.firststatesuper.com.au/ThinkSuper/LegislationUpdates

If you'd like to know how these changes might affect your own situation, just contact us to arrange a consultation with an adviser.